Absolutely. Here are some pro's and con's that I've encountered:

Pros C

• Money: you only pay your copay, if you have one
• It can provide structure in that sessions will be limited
• Referrals will be to in-network providers whose credentials have been verified
• Increased coordination of with prescribing provider (which is expected)
• When care is not approved, there is usually an appeal process (depending on policy).

Cons D

• Limited sessions
• Benefit limits depend on the policy your employer has purchased
• You may not have out-of-network benefits so have to see only in-network providers
• Care usually has to be pre-approved
• You have to be given a diagnosis in order for the provider to get reimbursed; The diagnosis can follow you and some people have had trouble getting self-employed coverage later;
• There may be no in-network providers in the network with your needed specialty; if you want to used a specialist, you may have to fight for it (appeal)
• In-network providers may not be conveniently located
• Available appointment times might not fit your schedule (but this can happen with any provider)
• Confidentiality is limited: details about your problem and treatment course have to be given to the managed care representative (but not therapy notes)
• Your provider may feel “inconvenienced” by needing to authorize more care, and may be reluctant to do so
• Non-approved and non-authorized care will not be covered.